Investor loans fall to lowest level in 12 months Tighter APRA regulations have pushed investors out of the housing market and given leeway to first-home buyers Business conditions also reached a multi-year high in June according to a National Australia Bank business survey, echoing back to pre-global financial crisis levels ABS figures: home loans to investors as a proportion of all loans dropped…… Continue reading Investor loans fall to lowest level in 12 months

Level of Australian Household Debt

Household debt relative to disposable incomes has reached a record high of 189%. This ratio is an average across all Australian households, of which only a third have a mortgage. This suggests the ratio of debt to disposable income is much higher among those with mortgages and even higher amongst those that recently borrowed for…… Continue reading Level of Australian Household Debt